Bright Health Insurance Coverage for Addiction Treatment

Bright HealthCare is a health insurer that provides individual, family, small business, and Medicare Advantage health plans in 14 states.1

If you or a loved one is struggling with addiction, many Bright HealthCare plans offer coverage for mental and behavioral health treatment.

In this article, we’ll take a closer look at Bright Health’s coverage for addiction treatment and discuss what to expect when using insurance to pay for drug or alcohol rehab.

Does Bright Health Cover Substance Abuse Treatment?

Yes. Due to federal mandates like the Affordable Care Act (ACA) and the Mental Health Parity and Addiction Equity Act (MHPAEA), most health plans must cover substance use disorder treatments and mental health services.2 The extent of this coverage will vary depending on your specific policy.

Bright HealthCare, a component of Bright Health Group, has a Utilization Review Accreditation Commission (URAC) health plan accreditation, meaning they’ve proven their ability to comply with rigorous federal and state standards, like those set forth by the ACA.1 Bright HealthCare works with a wide network of doctors, clinics, and hospitals (referred to as “Care Partners”) to give members as many options as possible.1

To learn more, fill out our simple and secure . Gaining a better understanding of your insurance benefits is the first step on the road to long-term recovery.

Using Bright Health to Pay for Rehab

If you have a Bright HealthCare plan, it is usually more cost-effective to use your insurance to pay for rehab. Treatment is typically covered at a higher percentage when a facility is in-network. Greenhouse Treatment Center in Texas will be in-network with Bright Health starting on January 1, 2022, and some of our other rehab facilities are in-network with Bright Health now.3

The process of using insurance to cover addiction treatment varies according to the type of plan you have.4 Some plans may require you to obtain a preauthorization from the provider before starting treatment.5

You don’t have to go through this process alone. The staff at Greenhouse knows just how confusing and complicated dealing with insurance can be. One of our admissions navigators can walk you through every step of the rehab admissions and insurance process.

Call for immediate answers to any questions you have and to check whether your Bright HealthCare plan covers addiction treatment at Greenhouse Treatment Center.

Therapies & Treatments Covered by Bright Health

The treatment you receive will differ based on your personal situation, and your insurance coverage will fluctuate based on your policy.

Greenhouse is in the Bright Health network and offers multiple levels of care to treat substance use disorders. Our staff will evaluate your case and work with you to develop a treatment plan that’s tailored to your unique needs.

Treatment options at Greenhouse include:

Call the number on the back of your insurance card to see which programs are covered by your insurer or contact the Greenhouse helpline at to connect with an admissions navigator. Together, we can help verify your benefits and coverage.

How Much Does Addiction Treatment Cost With Bright Health Coverage?

The cost of rehab will depend on many factors, including your Bright HealthCare plan and the type of treatment you need. It’s important to carefully review your policy and not assume that because one plan covers treatment fully, your plan will do the same. You can find important information regarding your coverage in the Summary of Benefits and Coverage packet for your specific insurance policy.6

Even if your Bright HealthCare plan doesn’t fully cover treatment costs, you may have other options available to help handle the cost of rehab.

Why Use Bright Health Insurance for Addiction Treatment?

Sadly, many people that need addiction treatment are unable to get the help they need due to prohibitive costs.7 Health insurance that covers substance use rehabilitation—like Bright Health plans—may make treatment feasible for people that would not be able to afford it otherwise.

Seeking treatment takes incredible courage, and we are here to help you along the way. We know that figuring out how to pay for rehab can be stressful, but many insurance companies, including Bright HealthCare, may help cover the cost.

To see what rehab coverage your Bright HealthCare plan offers, fill out the confidential, HIPAA-compliant form below. You’ll get an email back from us in just a few minutes with important details about your benefits and next steps in the process.